We provide the most comprehensive array of coverages for local governments to make sure you are taken care of, no matter the need. In today’s world, those risks become increasingly daunting. Your public employees and elected officials face enormous pressure to meet the demands of running your governments while providing a safe and effective atmosphere to do so. We constantly strive to create products on the cutting edge of demand to ensure that you are covered, no matter what your needs may be. In addition, we specialize in customized risk management programs designed specifically for each member based on claims/risks.